Get your perfect home
Buying a property or moving can be a little bit scary so let me guide you through the process every step of the way – making it as straightforward as possible. As part of a large network, I have access to exclusive deals not available on the high street. Call today or fill out a contact form for more information.
Residential Lending
I work with 70+ lenders from across the market, having access to bespoke products not available on the high street. This ensures the deal I recommend is the best for your circumstances and of course, will make sure you and your family are protected should you become ill or die.
Our initial mortgage consultation is free. I usually charge a fee for mortgage advice, generally between £195 – £495. The amount charged is dependent on the amount of research and administration required and will be discussed and agreed upon with you at the earliest opportunity.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Moving Homer / First Time Buyer (Get your perfect home)
Whether you are Up-sizing or Down-sizing, moving can be stressful and finding the mortgage that's right for you can be time consuming. That's where I come in. With sourcing systems that allow me to quickly see what mortgage deals are available for your needs I can easily let you know:
- How much you can borrow.
- What it will cost you.
I can then take you through the process step by step, making it as stress-free as possible.
In addition, I make sure your Buildings insurance is in place before completion.
I also put the right insurance package together to protect you and your loved ones in event of an Accident, Illness or Death.
Landlord Portfolios
Do you have a portfolio or are you just starting out as a Landlord? I can help make the process as stress-free as possible whether you are a Sole trader or a Ltd Company.
What you can borrow is based on your rental income so it’s important to know how much the Nett rent is per month.
HMRC and Financial Conduct Authority changes have affected professional landlords. Therefore it is important to review your mortgages annually to ensure you have the best products for your situation, as lending may have changed since you first bought your property.
Our initial mortgage consultation is free. I usually charge a fee for mortgage advice, generally between £195 – £495. The amount charged is dependent on the amount of research and administration required and will be discussed and agreed upon with you at the earliest opportunity.
Your property may be repossessed if you do not keep up repayments on your mortgage.
Co-Ownership (Residential lending)
Not everyone can afford the house of their dreams. Co-Ownership are a Housing Association that will help you buy a home up to the value of £175,000.
You buy between 50% - 95% of the property and Co-ownership will purchase the rest, you then pay them a set rent for their portion.
They also have a 'Rent to Own' scheme
